Expert Mortgage Advice Tailored to You
Whether you're buying your first home, remortgaging, or investing in property, we'll find the right mortgage for your circumstances. No jargon, no stress—just straightforward guidance from start to finish.
Your Trusted Mortgage Broker
Finding the right mortgage can feel overwhelming. With thousands of products on the market and complex criteria to navigate, it's easy to feel lost. That's where we come in.
At HTFS, we take the time to understand your situation, your goals, and your budget. We search across numerous lenders to find mortgages that match your needs—not just the ones that pay us the highest commission.
From first-time buyers taking their first steps onto the property ladder to experienced landlords expanding their portfolios, we provide clear, honest advice that puts you in control of your decisions.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Mortgage Services for Every Situation
Whatever your property goals, we have the expertise to guide you through the process with confidence.
First-Time Buyer Mortgages
Stepping onto the property ladder? We'll explain your options clearly and help you secure a mortgage that fits your budget and lifestyle.
Learn moreRemortgage Advice
Coming to the end of your deal? We'll review your current mortgage and find the right deal for your circumstances—potentially saving you money over your term.
Learn moreBuy-to-Let Mortgages
Building a property portfolio? We specialise in buy-to-let mortgages and can advise on single properties or multiple investments.
Learn moreMoving Home
Upsizing, downsizing, or relocating? We'll handle the mortgage side of things so you can focus on the exciting parts of your move.
Learn moreProtection Insurance
Protect your home and family with life insurance, critical illness cover, and income protection tailored to your mortgage and circumstances.
Learn moreSpecialist Mortgages
Self-employed, complex income, or adverse credit? We have access to specialist lenders who consider circumstances others won't.
Learn moreMortgage Advice You Can Trust
Choosing a mortgage broker is an important decision. Here's why clients across the UK trust HTFS with their mortgage needs.
Access to 90+ Lenders
We search across numerous products to find the right fit for your circumstances.
Fast, Efficient Service
We know time matters. Our streamlined process means quick decisions and minimal delays from enquiry to completion.
Personal, Dedicated Support
You'll work with a named adviser who knows your case inside out—no call centres, no repeating yourself.
Clear, Honest Advice
We explain everything in plain English and give you the information you need to make confident decisions.
Ready to Get Started?
Book your free, no-obligation initial consultation today. We'll discuss your circumstances, answer your questions, and outline your options—all at no cost to you.
Book Your Free Initial ConsultationWhat Our Clients Say
Don't just take our word for it. Here's what people like you have said about working with HTFS.
"As first-time buyers, we were completely lost until we found HTFS. They explained everything clearly and found us a great rate. Couldn't recommend them highly enough!"
"Professional, responsive, and genuinely helpful. They found a suitable deal on my remortgage and made the whole process stress-free. Will definitely use again."
"Being self-employed, I thought getting a mortgage would be a nightmare. They found me a lender who understood my situation and got me approved quickly. Fantastic service."
Let's Find Your Right Mortgage
Ready to take the next step? Get in touch today for your free, no-obligation initial consultation. We're here to help you every step of the way.